Here is what the Greater West Chester Chamber of Commerce is doing to support local businesses:



Federal News

Both Democrats, GOP Are Now On Board For A Second Wave of PPP Loans (July 28, 2020) Double Your PPP Loan – Automatic Forgiveness Under $150,000 and More (July 28, 2020) PPP Loans: What You Need to Know About the Latest Changes – Wall Street Journal (July 6, 2020) PPP Loans are Coming to an End. Here’s Where Small Businesses Can Turn Now (June 30, 2020) PPP Forgiveness Changes Coming as Senate Passes House Bill (June 5, 2020) Employee Retention Credit – IRS (May 14, 2020) U.S. Chamber Calls on President, State, and Local Officials to Coalesce on Consistent Health and Safety Guidance, Not Regulations (April 30, 2020) Backgrounder on Unemployment Insurance Under the CARES Act (April 30, 2020) Backgrounder on Coronavirus Health Care Coverage (April 30, 2020) OSHA’s Response to Workplace Safety and Coronavirus Exposure (April 30, 2020) Closing a Business – IRS (April 22, 2020) Close or Sell Your Business – US Small Business Administration (April 22, 2020) Who is Eligible for the Economic Impact Payment? (April 22, 2020) Opening Up America Again – Guidelines (April 17, 2020) Guide to SBA’s Economic Injury Disaster Loan – UPDATED – US Chamber (April 9, 2020) Coronavirus Small Business Guide – US Chamber (April 9, 2020) Find Your PPP Lenders – SBA Website (April 3, 2020) Paycheck Protection Program Borrower Application Form (April 3, 2020) Guide to Employee Retention Tax Credit for COVID-19 Impacted Employers – US Chamber (April 2, 2020) Guide to SBA’s Economic Injury Disaster Loan – US Chamber (April 2, 2020) Paycheck Protection Program (PPP) Information Sheet for Borrowers (April 1, 2020) Paycheck Protection Program (PPP) Information Sheet for Lenders (April 1, 2020) Small Business Paycheck Protection Program – US Department of Treasury (April 1, 2020) The Federal CARES Act – Powerpoint Presentation (April 1, 2020) How to Get a Coronavirus Emergency Paycheck Protection Loan and Other Small Business Resources (April 1, 2020) Families First Coronavirus Response Act: Questions and Answers (April 1, 2020) Families First Coronavirus Response Act: Employer Paid Leave Requirements – US DOL (April 1, 2020) COVID-19 Economic Injury Disaster Loan Application (April 1, 2020) All Non-Profits, Including 501(c)6s Now Eligible for $10,000 Grants and SBA Disaster Loans (April 1, 2020) What’s Inside the Senate’s $2 Trillion Coronavirus Aid Package – NPR (March 31, 2020) US Chamber – Coronavirus Emergency Loans Small Business Guide and Checklist (March 30, 2020) National Conference of State Legislatures (NSGL) – COVID-19 Stimulus Bill: What It Means  for States (March 27, 2020) The Small Business Owner’s Guide to the CARES Act (March 27, 2020) Small Business Administration’s Economic Injury Disaster Loan Assistance: Information, Resources, and Application (March 26, 2020) FAQ’s about the Paid Leave Provisions of the Families First Coronavirus Response Act (March 26, 2020) Summary of Bipartisan Agreement on CARES Act (March 25, 2020) FAQ’s answered by the National Association of Insurance and Financial Advisors (NAIFA) (March 24, 2020) IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave (March 24, 2020) Treasury, IRS and Labor announce plan to implement Coronavirus-related paid leave for workers and tax credits for small and midsize businesses to swiftly recover the cost of providing Coronavirus-related leave (March 23, 2020) Trump signs coronavirus relief plan to expand paid sick leave (March 20, 2020) Congress Passes Coronavirus Bill Expanding Paid Leave (March 19, 2020) Resources to Help Your Small Business Survive the Coronavirus (March 19, 2020) US Chamber of Commerce Foundation Disaster Help Desk (March 19, 2020) SBA Disaster Assistance – Coronavirus (March 19, 2020) SBA Disaster Assistance in Response to the Coronavirus (March 19, 2020) ACCE Crisis Management Resources – Pandemic (March 18, 2020) Resilience in a Box (March 17, 2020) Customizable Coronavirus Flyer – share with your customers! (March 17, 2020) Plan, prepare, and respond to coronavirus disease 2019 (March 17, 2020) Disaster Loan Assistance (March 17, 2020) Pandemic Guidance (March 16, 2020) Letter to US Government Leaders on Coronavirus Response (March 16, 2020) CDC Interim Guidance for Businesses and Employers (March 16, 2020) CDC Issues New Guidance that Organizers Consider Canceling, Postponing Events of More than 50 People (March 15, 2020) US Dept of Labor Announces New Guidance on Unemployment Insurance Flexibilities During COVID-19 Outbreak (March 12, 2020)

State News

Gov. Wolf Announces $3 Million for Preschool Early Intervention Programs to Purchase Pandemic-Related Supplies (July 28, 2020) Pediatricians, Child Advocacy Organization Echo Wolf Administration Mask-Wearing Requirement for Children (July 27, 2020) Hazard Pay Program to Aid Essential Workers Across Pennsylvania (July 17, 2020) Wolf Administration Announces Targeted Mitigation Efforts in Response to Recent COVID Case Increases (July 15, 2020) Governor Wolf: Secretary of Health Signs Expanded Mask-Wearing Order (July 1, 2020) Wolf Administration: CARES Act Funding for Small Businesses Available Tomorrow (June 29, 2020) Gov. Wolf: Masks are Mandatory in Pennsylvania Businesses (June 26, 2020) Reopening Phase Orders Updated to Include 12 Additional Counties Moving to Green on June 26 (June 25, 2020) Gov. Wolf: Masks Help Stop the Spread of COVID-19 (June 23, 2020) Pennsylvania Emergency Management Agency: Daily Operations Briefing (May 30, 2020) PA Business Emergency Operations Center: Cross-Sector Coordinating Meeting Summary – provides reopening guidance for PA based on industry (May 28, 2020) Bringing PA Back: Business Readiness Webinar Series – PA Chamber of Business and Industry (May 22, 2020) Governor Wolf Announces Protections Against Foreclosures and Evictions Through July 11 (May 14, 2020) Bringing PA Back – A Guide to Reopening Pennsylvania – PA Chamber (May 6, 2020) Governor Tom Wolf Announces Reopening of 24 Counties Beginning May 8 (May 1, 2020) How Do I Close My Business in Pennsylvania? (April 22, 2020) Pandemic Unemployment Assistance (PUA) FAQs (April 20, 2020) Filing for Pandemic Unemployment Assistance (PUA) (April 20, 2020) The Federal CARES Act: What You Need to Know and D0 (breakdown of Pandemic Unemployment Assistance) (April 20, 2020) From Governor Tom Wolf’s Desk: A Plan for Pennsylvania’s Businesses (April 17, 2020) Coronavirus Forum Webinar with CARES Act FAQ – PA Chamber (April 2, 2020) PA and Federal Changes to Unemployment Compensation System – PA Chamber (April 1, 2020) COVID-19 Working Capital Access Program (CWCA) (April 1, 2020) COVID-19 Guide: Scenarios and Benefits Available (March 31, 2020) Coronavirus Resource Center – RKL CPA (March 31, 2020) UC Eligibility + COVID-19 (March 30, 2020) Sign Up for Alerts: Join Alert PA (March 30, 2020) COVID-19 FAQ for Employers – PA Chamber of Business and Industry (March 30, 2020) Gov. Wolf Signs COVID-19 Response Bills to Bolster Health Care System, Workers, and Education and Reschedule the Primary Election (March 27, 2020) Pennsylvania COVID-19 Working Capital Access Program (CWCA) Borrower Checklist (March 25, 2020) PA Chamber of Business and Industry Coronavirus Webinar Recording (March 25, 2020) Governor Wolf Announces Financial Assistance Available to Small Businesses (March 25, 2020) COVID-19 Business Resoures – including list of life-sustaining businesses (March 21, 2020) Independence Blue Cross Children’s Health Insurance Program (CHIP) Information and Application (March 20, 2020) Accessing PA Services During the Coronavirus Pandemic – who to call and how to contact them (March 20, 2020) Families First Coronavirus Response Act: An Analysis for Employers From Fox Rothschild (March 20, 2020) Which Businesses Can Remain Open? (March 20, 2020) Small Business Resources from Rep. Chrissy Houlahan (March 20, 2020) Has Your Job or Business Been Affectd by COVID-19? – PA Career Link (March 20, 2020) Coronavirus in PA: Resources for small businesses from disaster assistance to workplace recommendations (March 19, 2020) Information for PA Employees Impacted by COVID-19 (March 18, 2020) PA State Police warn of potential coronavirus-related scams (March 17, 2020) Wolf Administration Updates Businesses on Guidance for COVID-19 Mitigation Efforts (March 16, 2020) Business resources from the PA Chamber of Business and Industry (Monday, March 16, 2020) Guidance for Employers to Plan and Respond to Coronavirus (March 16, 2020) Wolf Administration Orders Restaurants and Bars to Close Dine-In Service in Mitigation Counties Including Allegheny to Stop Spread of COVID-19 (March 15, 2020) Interim Guidance for Coronavirus Disease 2019 (March 15, 2020) Wolf Administration Issues Guidance to Non-essential Businesses as Part of COVID-19 Mitigation Efforts (March 14, 2020) Pennsylvania Enacts Proclamation of Disaster Emergency (March 6, 2020)

Local News

Chester County Health Department (updated daily) The HartBeat of Main Street Grant Program – Main Street America Grant Program (July 30, 2020) Due to Spike in Coronavirus Cases, West Chester Cancels Parks and Recreation Events for Rest of 2020 (July 22, 2020) Chester County Health Department Downloadable Signage (July 21, 2020) Mayor Dianne Herrin’s Borough Brief on Main Street Strong’s Open Air Marketplace (July 21, 2020) Mayor Dianne Herrin’s Borough Brief on Main Street Strong’s Open Air Marketplace (June 23, 2020) West Chester Council Approves Plan to “Save Main Street” (June 19, 2020) Gay Street in West Chester to Close to Help Merchants During Pandemic (June 12, 2020) COVID Relief – Mortgage and Rental Assistance Grant Program – MacElree Harvey, Ltd. (June 11, 2020) An Open Letter to Our State Legislators Across Southeastern PA (May 29, 2020) Restore Chester County – Resource Website (May 28, 2020) WCU Student Aid: Career-Specific Job Search (May 22, 2020) WCU Student Aid: Job Search Site Personalization (May 22, 2020) WCU Student Aid: Job Search App Guide (May 22, 2020) How to Start and Operate a Small Business – SCORE Presentation (May 15, 2020) West Chester Open For Business Map (May 15, 2020) Town Hall with Chester County Businesses – CCCBI (May 13, 2020) Chester County Main Street Preservation Program (May 6, 2020) Chester County Hospital Virtual Wellness Classes (May 4, 2020) GWCC Virtual Networking with a Twist – Benefits & HR in a COVID Era ft. Chris Sloane of My Benefit Advisor (April 23, 2020) West Chester University Cottrell Center COVID-19 Resources (April 15, 2020) Resource for Job Seekers and Employers During COVID-19 Crisis – PA CareerLink (April 13, 2020) Apply for Free Marketing Video – Edge of Cinema (April 10, 2020) Benchmark Federal Credit Union Offers Up to $1 Million in Interest-Free Loans for Chester County Business Owners (April 9, 2020) Surviving the Financial Crisis – COVID-19 (April 8, 2020) Strategies for Managing Through Financial Distress Caused by COVID-19 (April 8, 2020) My Benefit Advisor Webinar on CARES Act and Important Information for Employers – password: MyBenefit@2020 (April 4, 2020) GWCC Members Banks, Credit Unions Helping Local Businesses Navigate CARES Act and SBA Loans (last updated April 2, 2020) Chester County Library System Business/Career Page (April 1, 2020) Chester County Library System COVID-19 Blog Page (April 1, 2020) CARES Act Analysis from RKL: Learn the Impact on Families, Small Businesses, and Employers (March 31, 2020) Information for Businesses Amid COVID-19 (March 17, 2020) Take the Chester County Business Impact Assessment for COVID-19 (March 17, 2020) United Way of Chester County Launches Chester County COVID-19 Response Fund (March 17, 2020) Chester County Business Telephone Town Hall (conference call to be held March 17, 2020 at 10 a.m.) Preparing a Business Continuity Plan for the Coronavirus Outbreak (webinar to be held March 17, 2020 at 10 a.m.) Seedcopa Alert: Coronavirus Assistance for Small Businesses (March 16, 2020) Coronavirus: Fact vs Fiction – CNN (March 16, 2020) Why Outbreaks like Coronavirus Spread Exponentially and How to “Flatten the Curve” – How Social Distancing Saves Lives (March 14, 2020)


  1. With the new guidelines on unemployment, would a business owner who is forced to close his/her business be eligible for unemployment?Owner/Operator eligibility: Yes, under CARES business owners are eligible for UC.  They are, of course, eligible for EIDL and PPP Loans to pay themselves—as part of the business’ payroll (proportionately capped at $100,000 of salary).  This includes sole proprietors, independent contractors and so-called “gig” employees, or freelancers — people who work form assignment to assignment (e.g., a writer or columnist).
  2. If a business was required to close, and thus laid off their employees, would they be eligible for the CARES loan?  Should they hire their employees back and then apply for the loan?  What is the best course of action?Hire people back! The goal of CARES is to keep businesses open and people on the payroll—or bring them back.  If employees were laid off due to COVID-19, you may bring them back and pay them under PPP.If you apply for PPP and include employees in your payroll, and then subsequently fire them/lay them off or greatly reduced their salary, it could impact your ability to have your loan converted to a grant. If—after you apply and get your PPP—you reduce payroll to fall to less than 75% of what it was, you lose your ability to convert your loan into a grant.
  3. What are the loans and financial resources being made available to small businesses?Click here for information and to apply for a federal Economic Injury Disaster Loan of up to $2 million, including a grant of up to $10,000 available within three days of a successful application.Click here for guidance on key business programs in the recently-passed federal financial recovery bill.Click here for an explanation of the Paycheck Protection Program to provide loans for small businesses.Click here for information on Pennsylvania’s COVID-19 Working Capital Access Program to provide working capital financing to impacted small businesses.
  4. Does Governor Wolf’s business shutdown order affect my business?Click here for the most current list of exempt industries, and click here for a FAQ document developed by the Wolf Administration.Click here to apply for a waiver if your business is subject to the shutdown.
  5. What are the new paid leave mandates and unemployment compensation changes?Click here for a brief summary from the US Department of Labor.Click here for a FAQs document from the US Department of Labor.Click here for a PA Chamber summary of both Pennsylvania and Federal changes to the unemployment compensation system.